Deferred payments for people in residential accommodation

If the Council agrees to your request for deferred payments, you are strongly advised to seek independent financial advice before arrangements are finalised. Suggestions for getting independent financial advice are listed below:

Phone: 0800 00 99 66
Web: www.ageuk.org.uk

Phone: 0800 99 88 33
Email: enquiries@nhfa.co.uk
Web: www.nhfa.co.uk

Some of the reasons for getting independent advice are:

• To find out what other costs may be involved;
• To find out how it affects the benefits you do or could receive;
• To find out whether there are any tax implications;
• To be clear about the legal implications of having a legal charge placed on your home;
• If your property is to remain empty for any period you will need to look into issues of security, insurance and maintenance.